Auto Insurance
Do you own a car in the state of Kentucky? Protect your vehicle by obtaining insurance. Auto insurance protects you if your car is damaged by another accident with a vehicle or storms, vandalism, etc. It also protects you if you are found at fault for an accident. We can help you obtain the right insurance coverage for your vehicle here at Davis Insurance Group.
Auto Insurance Requirements
It is legally required for all Kentucky residents that own a car to obtain insurance and also meet the following minimum requirements:
- Bodily injury coverage for $25,000
- Bodily injury coverage for each accident for $50,000
- Property damage coverage for $25,000
Additionally, Kentucky requires all motorists to obtain PIP protection for $10,000.
Auto Insurance Coverage
Auto insurance is available in many different forms. You can choose from any of the following coverage options for protection:
- Comprehensive- This will ensure that your vehicle is protected if it becomes damaged by storms, vandalism, animals, objects, etc. It will cover the expenses of repairing or replacing your car.
- Collision- This ensures that your vehicle is protected if it becomes damaged by another vehicle following a collision. It will cover your expenses for repairing or replacing your vehicle.
- Uninsured/underinsured- Being involved in an accident with another motorist who doesn’t have insurance can be nerve-wracking. This protects you if another driver causes an accident and doesn’t have insurance or enough insurance. It will also cover any lost wages and medical expenses.
- Medical payments- If you are injured following an accident, this will cover your medical expenses and your passengers’ medical expenses.
- Roadside assistance- If you are ever stranded in your vehicle, this will cover towing expenses for your car if your battery dies or you have a flat tire or some other issue.
Quotes
To obtain a quote for auto insurance, give us a call here at Davis Insurance Group. We serve all residents in the state of Kentucky.